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Wilson city, NC

ZIP 27896 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 27896

Median Home Value
$213,600
Median Rent
$845
Affordability Snapshot
$59,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,372/mo PITI).

15%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.1x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

21.1 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 27896 in Wilson city, NC, a household would need roughly $59,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,372. That sits below the local median household income ($67,893), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
74.6%+14% vs US avg
x
Vacancy Rate
6.4%-38% vs US avg
x
Broadband Access
90.2%+4% vs US avg
x
4+ Bedrooms
4.8%-68% vs US avg
x
Built Pre-1939
0.9%-93% vs US avg
x
Built Post-2014
0.9%-87% vs US avg
x
Rent Burden >30%
16.2%-67% vs US avg
x
Mortgage-Free
35.4%-7% vs US avg
x
$213,600
Home Value
$845
Rent
1994
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached70.3%
  • 1-unit attached5.5%
  • 2-9 units14.3%
  • 10+ units4.0%
  • Mobile home & other5.8%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$213,600
Median rent$845
Owner-occupied74.6%
Vacant6.4%
Price-to-income3.1x
Est. income to buy$59,000