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ZIP Code 28055 — undefined, undefined Demographics & Data

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle Class

At a glance

Population
3,851
Density
N/A
Median income
$95,688
+27% vs US avg
Home value
$274,000
-21% vs US avg
Median rent
$1,060
-9% vs US avg
Timezone
N/A

Overview of ZIP Code 28055

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What to know about ZIP 28055

ZIP code 28055 covers ZIP 28055 with a population of about 3,851.

At a glance, the area shows median age of 38.1 (near the U.S. median).

It sits in the CHARLOTTE media market.

Income and economy in ZIP 28055

Median household income in ZIP 28055 is about $95,688 — about 27% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 5.3%; unemployment rate near 5.4%; 38.0% of adults with a bachelor’s degree or higher (about 4.3 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Manufacturing, and Other services; about 10.0% of workers reporting work-from-home (about 5.2 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Housing and affordability in ZIP 28055

Median home value is about $274,000 — about 21% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,060 (about 9% below the U.S. median rent ($1,163)), and owner-occupancy near 71.6% (about 6.2 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 28055, a household would need roughly $75,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,760. That sits below the local median household income ($95,688), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.