What to know about ZIP 28055
ZIP code 28055 covers ZIP 28055 with a population of about 3,851.
At a glance, the area shows median age of 38.1 (near the U.S. median).
It sits in the CHARLOTTE media market.
Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.
ZIP code 28055 covers ZIP 28055 with a population of about 3,851.
At a glance, the area shows median age of 38.1 (near the U.S. median).
It sits in the CHARLOTTE media market.
Median household income in ZIP 28055 is about $95,688 — about 27% above the U.S. median ($75,149).
On socioeconomic markers, US5 shows a poverty rate of 5.3%; unemployment rate near 5.4%; 38.0% of adults with a bachelor’s degree or higher (about 4.3 points above the national share (33.7%)).
Labor and commute patterns include leading industry context around Healthcare, Manufacturing, and Other services; about 10.0% of workers reporting work-from-home (about 5.2 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).
Median home value is about $274,000 — about 21% below the U.S. median home value ($348,079).
Housing tenure and rents show median gross rent around $1,060 (about 9% below the U.S. median rent ($1,163)), and owner-occupancy near 71.6% (about 6.2 points above the national owner-occupancy rate (65.4%)).
To comfortably buy a median-priced home in ZIP 28055, a household would need roughly $75,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,760. That sits below the local median household income ($95,688), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.