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ZIP 28130
Housing & Real Estate

ZIP 28130 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working Class

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 28130

Median Home Value

$207,400

Median Rent

$1,022

Affordability Snapshot

$57,000

Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,332/mo PITI).

21%

Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.5x

Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

16.9 yrs

Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 28130, a household would need roughly $57,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,332. That is roughly in line with the local median household income ($58,875). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 11% — check local market conditions.

Heating Fuel

Housing Metrics

Owner Occupied

48.4%-26% vs US avg

Vacancy Rate

10.6%+3% vs US avg

Broadband Access

81.2%-7% vs US avg

4+ Bedrooms

0.0%

Built Pre-1939

7.4%-42% vs US avg

Built Post-2014

0.0%

Rent Burden >30%

0.0%

Mortgage-Free

8.1%-79% vs US avg

$207,400

Home Value

$1,022

Rent

2000

Year Built

2012

Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

1-unit detached82.0%
1-unit attached0.8%
2-9 units2.6%
10+ units0.0%
Mobile home & other14.6%

ZIP 28130 — Housing & Real Estate

Housing & Real Estate in ZIP Code 28130

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