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ZIP 28145
Housing & Real Estate

ZIP 28145 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working Class

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 28145

Median Home Value

$199,900

Median Rent

$507

Affordability Snapshot

$55,000

Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,284/mo PITI).

12%

Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.9x

Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

32.9 yrs

Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 28145, a household would need roughly $55,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,284. That is roughly in line with the local median household income ($51,168). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel

Housing Metrics

Owner Occupied

61.4%-6% vs US avg

Vacancy Rate

9.1%-12% vs US avg

Broadband Access

86.7%-0% vs US avg

4+ Bedrooms

0.9%-94% vs US avg

Built Pre-1939

6.9%-46% vs US avg

Built Post-2014

1.3%-82% vs US avg

Rent Burden >30%

33.0%-34% vs US avg

Mortgage-Free

39.0%+2% vs US avg

$199,900

Home Value

$507

Rent

1981

Year Built

2014

Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

1-unit detached70.1%
1-unit attached4.2%
2-9 units24.8%
10+ units0.0%
Mobile home & other0.8%

ZIP 28145 — Housing & Real Estate

Housing & Real Estate in ZIP Code 28145

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