What to know about ZIP 28234
ZIP code 28234 covers ZIP 28234 with a population of about 3,986.
At a glance, the area shows median age of 29.3 versus a U.S. median of about 38.9.
It sits in the CHARLOTTE media market.
Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.
ZIP code 28234 covers ZIP 28234 with a population of about 3,986.
At a glance, the area shows median age of 29.3 versus a U.S. median of about 38.9.
It sits in the CHARLOTTE media market.
Median household income in ZIP 28234 is about $80,341 — about 7% above the U.S. median ($75,149).
On socioeconomic markers, US5 shows a poverty rate of 25.2%; unemployment rate near 5.9%; 41.4% of adults with a bachelor’s degree or higher (about 7.6 points above the national share (33.7%)).
Labor and commute patterns include leading industry context around Finance and insurance, Healthcare, and Professional services; about 20.7% of workers reporting work-from-home (about 5.5 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).
Median home value is about $419,500 — about 21% above the U.S. median home value ($348,079).
Housing tenure and rents show median gross rent around $1,446 (about 24% above the U.S. median rent ($1,163)), and owner-occupancy near 27.6% (about 37.8 points below the national owner-occupancy rate (65.4%)).
To comfortably buy a median-priced home in ZIP 28234, a household would need roughly $115,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,695. That is about 43% above the local median household income ($80,341), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.