US5.com
  1. Home
  2. States
  3. North Carolina
  4. ZIP 28372
  5. Housing & Real Estate
Pembroke town, NC

ZIP 28372 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Low Income AreaLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 28372

Median Home Value
$100,900
Median Rent
$591
Affordability Snapshot
$28,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$648/mo PITI).

22%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.2x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

14.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 28372 in Pembroke town, NC, a household would need roughly $28,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $648. That sits below the local median household income ($31,860), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
59.2%-10% vs US avg
x
Vacancy Rate
8.9%-14% vs US avg
x
Broadband Access
73.0%-16% vs US avg
x
4+ Bedrooms
1.6%-89% vs US avg
x
Built Pre-1939
3.5%-73% vs US avg
x
Built Post-2014
1.3%-82% vs US avg
x
Rent Burden >30%
10.9%-78% vs US avg
x
Mortgage-Free
64.4%+69% vs US avg
x
$100,900
Home Value
$591
Rent
1989
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached48.8%
  • 1-unit attached1.0%
  • 2-9 units11.4%
  • 10+ units9.1%
  • Mobile home & other29.8%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$100,900
Median rent$591
Owner-occupied59.2%
Vacant8.9%
Price-to-income3.2x
Est. income to buy$28,000