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Anderson Creek CDP, NC

ZIP 28390 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 28390

Median Home Value
$195,200
Median Rent
$944
Affordability Snapshot
$54,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,254/mo PITI).

19%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.3x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

17.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 28390 in Anderson Creek CDP, NC, a household would need roughly $54,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,254. That is roughly in line with the local median household income ($58,750). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 15% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
48.9%-25% vs US avg
x
Vacancy Rate
15.0%+45% vs US avg
x
Broadband Access
82.3%-5% vs US avg
x
4+ Bedrooms
6.1%-59% vs US avg
x
Built Pre-1939
1.1%-92% vs US avg
x
Built Post-2014
1.3%-82% vs US avg
x
Rent Burden >30%
20.4%-59% vs US avg
x
Mortgage-Free
30.5%-20% vs US avg
x
$195,200
Home Value
$944
Rent
1997
Year Built
2018
Moved In

Residents have lived here since ~2018 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached60.4%
  • 1-unit attached1.6%
  • 2-9 units12.1%
  • 10+ units10.4%
  • Mobile home & other15.5%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$195,200
Median rent$944
Owner-occupied48.9%
Vacant15.0%
Price-to-income3.3x
Est. income to buy$54,000