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Vass town, NC

ZIP 28394 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 28394

Median Home Value
$275,300
Median Rent
$748
Affordability Snapshot
$76,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,768/mo PITI).

10%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.1x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

30.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 28394 in Vass town, NC, a household would need roughly $76,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,768. That sits below the local median household income ($87,407), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 17% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
78.3%+20% vs US avg
x
Vacancy Rate
17.0%+65% vs US avg
x
Broadband Access
90.3%+4% vs US avg
x
4+ Bedrooms
5.1%-65% vs US avg
x
Built Pre-1939
0.8%-94% vs US avg
x
Built Post-2014
3.6%-47% vs US avg
x
Rent Burden >30%
24.9%-50% vs US avg
x
Mortgage-Free
33.5%-12% vs US avg
x
$275,300
Home Value
$748
Rent
1993
Year Built
2017
Moved In

Residents have lived here since ~2017 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached75.7%
  • 1-unit attached1.4%
  • 2-9 units2.7%
  • 10+ units0.0%
  • Mobile home & other20.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$275,300
Median rent$748
Owner-occupied78.3%
Vacant17.0%
Price-to-income3.1x
Est. income to buy$76,000