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, NC

ZIP 28434 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 28434

Median Home Value
$152,000
Median Rent
N/A
Affordability Snapshot
$42,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$976/mo PITI).

3.5x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

To comfortably buy a median-priced home in ZIP 28434 in NC, a household would need roughly $42,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $976. That is roughly in line with the local median household income ($43,716). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 17% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
72.7%+11% vs US avg
x
Vacancy Rate
17.0%+65% vs US avg
x
Broadband Access
61.4%-29% vs US avg
x
4+ Bedrooms
0.0%
x
Built Pre-1939
5.4%-58% vs US avg
x
Built Post-2014
2.1%-69% vs US avg
x
Rent Burden >30%
58.3%+17% vs US avg
x
Mortgage-Free
62.1%+63% vs US avg
x
$152,000
Home Value
N/A
Rent
1981
Year Built
2001
Moved In

Residents have lived here since ~2001 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached52.4%
  • 1-unit attached5.2%
  • 2-9 units0.0%
  • 10+ units0.0%
  • Mobile home & other42.5%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$152,000
Median rent$-666,666,666
Owner-occupied72.7%
Vacant17.0%
Price-to-income3.5x
Est. income to buy$42,000