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Hampstead CDP, NC

ZIP 28443 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 28443

Median Home Value
$356,500
Median Rent
$1,187
Affordability Snapshot
$98,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,290/mo PITI).

16%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.0x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

25.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 28443 in Hampstead CDP, NC, a household would need roughly $98,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,290. That is roughly in line with the local median household income ($89,392). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 12% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
81.2%+24% vs US avg
x
Vacancy Rate
12.5%+21% vs US avg
x
Broadband Access
94.7%+9% vs US avg
x
4+ Bedrooms
5.1%-65% vs US avg
x
Built Pre-1939
1.0%-92% vs US avg
x
Built Post-2014
5.4%-22% vs US avg
x
Rent Burden >30%
38.9%-22% vs US avg
x
Mortgage-Free
31.8%-17% vs US avg
x
$356,500
Home Value
$1,187
Rent
2002
Year Built
2015
Moved In

Residents have lived here since ~2015 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached71.8%
  • 1-unit attached1.3%
  • 2-9 units2.1%
  • 10+ units5.4%
  • Mobile home & other19.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$356,500
Median rent$1,187
Owner-occupied81.2%
Vacant12.5%
Price-to-income4.0x
Est. income to buy$98,000