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Tabor City town, NC

ZIP 28463 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 28463

Median Home Value
$120,000
Median Rent
$482
Affordability Snapshot
$33,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$771/mo PITI).

15%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.1x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

20.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 28463 in Tabor City town, NC, a household would need roughly $33,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $771. That sits below the local median household income ($38,671), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 22% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
72.8%+11% vs US avg
x
Vacancy Rate
21.8%+111% vs US avg
x
Broadband Access
80.1%-8% vs US avg
x
4+ Bedrooms
3.3%-78% vs US avg
x
Built Pre-1939
10.4%-19% vs US avg
x
Built Post-2014
1.9%-72% vs US avg
x
Rent Burden >30%
9.0%-82% vs US avg
x
Mortgage-Free
62.0%+62% vs US avg
x
$120,000
Home Value
$482
Rent
1980
Year Built
2005
Moved In

Residents have lived here since ~2005 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached67.4%
  • 1-unit attached1.7%
  • 2-9 units6.7%
  • 10+ units0.0%
  • Mobile home & other24.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$120,000
Median rent$482
Owner-occupied72.8%
Vacant21.8%
Price-to-income3.1x
Est. income to buy$33,000