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Whiteville city, NC

ZIP 28472 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 28472

Median Home Value
$141,000
Median Rent
$588
Affordability Snapshot
$39,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$906/mo PITI).

14%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.9x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

20.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 28472 in Whiteville city, NC, a household would need roughly $39,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $906. That sits below the local median household income ($48,963), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 16% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
70.7%+8% vs US avg
x
Vacancy Rate
16.1%+56% vs US avg
x
Broadband Access
83.7%-4% vs US avg
x
4+ Bedrooms
2.0%-87% vs US avg
x
Built Pre-1939
2.2%-83% vs US avg
x
Built Post-2014
0.5%-92% vs US avg
x
Rent Burden >30%
20.2%-59% vs US avg
x
Mortgage-Free
49.9%+31% vs US avg
x
$141,000
Home Value
$588
Rent
1980
Year Built
2009
Moved In

Residents have lived here since ~2009 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached59.2%
  • 1-unit attached0.4%
  • 2-9 units9.6%
  • 10+ units3.4%
  • Mobile home & other27.5%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$141,000
Median rent$588
Owner-occupied70.7%
Vacant16.1%
Price-to-income2.9x
Est. income to buy$39,000