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Wrightsville Beach town, NC

ZIP 28480 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Wealthy AreaLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 28480

Median Home Value
$1,049,500
Median Rent
$1,765
Affordability Snapshot
$289,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$6,742/mo PITI).

13%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

6.3x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

49.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 28480 in Wrightsville Beach town, NC, a household would need roughly $289,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $6,742. That is about 74% above the local median household income ($165,682), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 56% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
81.2%+24% vs US avg
x
Vacancy Rate
56.0%+444% vs US avg
x
Broadband Access
96.5%+11% vs US avg
x
4+ Bedrooms
9.3%-37% vs US avg
x
Built Pre-1939
4.9%-62% vs US avg
x
Built Post-2014
0.6%-92% vs US avg
x
Rent Burden >30%
17.3%-65% vs US avg
x
Mortgage-Free
51.2%+34% vs US avg
x
$1,049,500
Home Value
$1,765
Rent
1978
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached44.8%
  • 1-unit attached9.8%
  • 2-9 units28.1%
  • 10+ units17.0%
  • Mobile home & other0.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$1,049,500
Median rent$1,765
Owner-occupied81.2%
Vacant56.0%
Price-to-income6.3x
Est. income to buy$289,000