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Beaufort town, NC

ZIP 28516 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 28516

Median Home Value
$292,300
Median Rent
$737
Affordability Snapshot
$80,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,878/mo PITI).

14%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.6x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

33.1 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 28516 in Beaufort town, NC, a household would need roughly $80,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,878. That is about 26% above the local median household income ($63,257), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 24% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
67.1%+3% vs US avg
x
Vacancy Rate
23.6%+130% vs US avg
x
Broadband Access
91.7%+5% vs US avg
x
4+ Bedrooms
2.5%-83% vs US avg
x
Built Pre-1939
5.0%-61% vs US avg
x
Built Post-2014
1.6%-77% vs US avg
x
Rent Burden >30%
16.8%-66% vs US avg
x
Mortgage-Free
51.3%+34% vs US avg
x
$292,300
Home Value
$737
Rent
1988
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached68.5%
  • 1-unit attached2.5%
  • 2-9 units10.5%
  • 10+ units5.1%
  • Mobile home & other13.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$292,300
Median rent$737
Owner-occupied67.1%
Vacant23.6%
Price-to-income4.6x
Est. income to buy$80,000