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Piney Green CDP, NC

ZIP 28544 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 28544

Median Home Value
$136,700
Median Rent
$1,067
Affordability Snapshot
$38,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$878/mo PITI).

26%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.8x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

10.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 28544 in Piney Green CDP, NC, a household would need roughly $38,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $878. That sits below the local median household income ($49,449), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 20% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
30.5%-53% vs US avg
x
Vacancy Rate
20.3%+97% vs US avg
x
Broadband Access
89.3%+3% vs US avg
x
4+ Bedrooms
0.3%-98% vs US avg
x
Built Pre-1939
0.7%-94% vs US avg
x
Built Post-2014
0.9%-87% vs US avg
x
Rent Burden >30%
28.3%-43% vs US avg
x
Mortgage-Free
25.3%-34% vs US avg
x
$136,700
Home Value
$1,067
Rent
1991
Year Built
2018
Moved In

Residents have lived here since ~2018 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached35.0%
  • 1-unit attached25.6%
  • 2-9 units6.2%
  • 10+ units7.6%
  • Mobile home & other25.5%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$136,700
Median rent$1,067
Owner-occupied30.5%
Vacant20.3%
Price-to-income2.8x
Est. income to buy$38,000