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Trenton town, NC

ZIP 28585 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 28585

Median Home Value
$116,000
Median Rent
$541
Affordability Snapshot
$32,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$745/mo PITI).

10%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

1.9x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

17.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 28585 in Trenton town, NC, a household would need roughly $32,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $745. That sits below the local median household income ($62,330), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 18% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
76.8%+17% vs US avg
x
Vacancy Rate
18.1%+76% vs US avg
x
Broadband Access
82.3%-5% vs US avg
x
4+ Bedrooms
3.0%-80% vs US avg
x
Built Pre-1939
0.4%-97% vs US avg
x
Built Post-2014
3.2%-54% vs US avg
x
Rent Burden >30%
17.0%-66% vs US avg
x
Mortgage-Free
59.6%+56% vs US avg
x
$116,000
Home Value
$541
Rent
1991
Year Built
2010
Moved In

Residents have lived here since ~2010 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached62.5%
  • 1-unit attached0.0%
  • 2-9 units2.6%
  • 10+ units0.4%
  • Mobile home & other34.5%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$116,000
Median rent$541
Owner-occupied76.8%
Vacant18.1%
Price-to-income1.9x
Est. income to buy$32,000