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Blowing Rock town, NC

ZIP 28605 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 28605

Median Home Value
$449,500
Median Rent
$981
Affordability Snapshot
$124,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,887/mo PITI).

16%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

6.0x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

38.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 28605 in Blowing Rock town, NC, a household would need roughly $124,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,887. That is about 66% above the local median household income ($74,865), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 63% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
71.3%+9% vs US avg
x
Vacancy Rate
62.6%+508% vs US avg
x
Broadband Access
94.8%+9% vs US avg
x
4+ Bedrooms
4.6%-69% vs US avg
x
Built Pre-1939
2.8%-78% vs US avg
x
Built Post-2014
0.6%-91% vs US avg
x
Rent Burden >30%
12.0%-76% vs US avg
x
Mortgage-Free
56.1%+47% vs US avg
x
$449,500
Home Value
$981
Rent
1989
Year Built
2016
Moved In

Residents have lived here since ~2016 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached68.7%
  • 1-unit attached3.2%
  • 2-9 units21.3%
  • 10+ units3.0%
  • Mobile home & other3.9%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$449,500
Median rent$981
Owner-occupied71.3%
Vacant62.6%
Price-to-income6.0x
Est. income to buy$124,000