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Claremont city, NC

ZIP 28610 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 28610

Median Home Value
$159,400
Median Rent
$631
Affordability Snapshot
$44,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,024/mo PITI).

12%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.6x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

21.1 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 28610 in Claremont city, NC, a household would need roughly $44,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,024. That sits below the local median household income ($62,309), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 12% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
75.8%+16% vs US avg
x
Vacancy Rate
12.4%+20% vs US avg
x
Broadband Access
87.0%+0% vs US avg
x
4+ Bedrooms
0.7%-96% vs US avg
x
Built Pre-1939
2.0%-85% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
14.0%-72% vs US avg
x
Mortgage-Free
47.2%+24% vs US avg
x
$159,400
Home Value
$631
Rent
1989
Year Built
2010
Moved In

Residents have lived here since ~2010 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached58.6%
  • 1-unit attached1.8%
  • 2-9 units4.2%
  • 10+ units5.3%
  • Mobile home & other30.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$159,400
Median rent$631
Owner-occupied75.8%
Vacant12.4%
Price-to-income2.6x
Est. income to buy$44,000