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Conover city, NC

ZIP 28613 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 28613

Median Home Value
$208,400
Median Rent
$630
Affordability Snapshot
$57,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,339/mo PITI).

14%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.7x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

27.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 28613 in Conover city, NC, a household would need roughly $57,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,339. That is roughly in line with the local median household income ($55,690). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
74.0%+13% vs US avg
x
Vacancy Rate
6.5%-37% vs US avg
x
Broadband Access
88.3%+2% vs US avg
x
4+ Bedrooms
1.8%-88% vs US avg
x
Built Pre-1939
2.3%-82% vs US avg
x
Built Post-2014
0.2%-97% vs US avg
x
Rent Burden >30%
16.5%-67% vs US avg
x
Mortgage-Free
46.8%+23% vs US avg
x
$208,400
Home Value
$630
Rent
1988
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached63.8%
  • 1-unit attached4.4%
  • 2-9 units6.7%
  • 10+ units3.3%
  • Mobile home & other21.9%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$208,400
Median rent$630
Owner-occupied74.0%
Vacant6.5%
Price-to-income3.7x
Est. income to buy$57,000