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, NC

ZIP 28615 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 28615

Median Home Value
$152,700
Median Rent
$376
Affordability Snapshot
$42,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$981/mo PITI).

10%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.3x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

33.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 28615 in NC, a household would need roughly $42,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $981. That sits below the local median household income ($46,888), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 25% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
69.4%+6% vs US avg
x
Vacancy Rate
24.6%+139% vs US avg
x
Broadband Access
78.0%-10% vs US avg
x
4+ Bedrooms
0.8%-95% vs US avg
x
Built Pre-1939
10.8%-15% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
8.1%-84% vs US avg
x
Mortgage-Free
62.5%+64% vs US avg
x
$152,700
Home Value
$376
Rent
1973
Year Built
2010
Moved In

Residents have lived here since ~2010 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached73.0%
  • 1-unit attached0.4%
  • 2-9 units1.7%
  • 10+ units0.0%
  • Mobile home & other24.9%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$152,700
Median rent$376
Owner-occupied69.4%
Vacant24.6%
Price-to-income3.3x
Est. income to buy$42,000