ZIP Code 28716 — Canton town, NC Demographics & Data

ZIP code 28716 covers Canton, NC in Haywood County with a population of about 16,216.

At a glance, the area shows median age of 43.4 versus a U.S. median of about 38.9.

It sits in telephone area code 828; U.S. House district NC-11; the GREENVLL - SPART - ASHEVLL - AND media market.

Median household income in ZIP 28716 is about $60,008 — about 20% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 14.3%; unemployment rate near 4.3%; 23.9% of adults with a bachelor’s degree or higher (about 9.8 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Manufacturing, Healthcare, and Food services; about 5.5% of workers reporting work-from-home (about 9.7 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $223,600 — about 36% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $731 (about 37% below the U.S. median rent ($1,163)), and owner-occupancy near 75.0% (about 9.6 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 28716 in Canton, NC, a household would need roughly $62,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,436. That is roughly in line with the local median household income ($60,008). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Canton town, NC as Relatively Low (composite score 77.2), which is elevated versus much of the country. The strongest component scores on US5 are flood (83.6) and wildfire (58.7). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Canton town, NC show little to no average snow and around 50.2 inches of annual precipitation.

IRS migration statistics show a net inflow of about 673 for ZIP 28716 (Canton town, NC) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.