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Gerton CDP, NC

ZIP 28735 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Low Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 28735

Median Home Value
$349,200
Median Rent
N/A
Affordability Snapshot
$96,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,243/mo PITI).

To comfortably buy a median-priced home in ZIP 28735 in Gerton CDP, NC, a household would need roughly $96,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,243. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 34% — check local market conditions.

Heating Fuel
Housing Metrics

Historic housing stock (28% built before 1939)

Owner Occupied
100.0%+53% vs US avg
x
Vacancy Rate
34.4%+234% vs US avg
x
Broadband Access
75.4%-13% vs US avg
x
4+ Bedrooms
0.0%
x
Built Pre-1939
28.3%+121% vs US avg
x
Built Post-2014
0.0%
x
Mortgage-Free
13.6%-65% vs US avg
x
$349,200
Home Value
N/A
Rent
1956
Year Built
2006
Moved In

Residents have lived here since ~2006 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached100.0%
  • 1-unit attached0.0%
  • 2-9 units0.0%
  • 10+ units0.0%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$349,200
Median rent$-666,666,666
Owner-occupied100.0%
Vacant34.4%
Est. income to buy$96,000