ZIP Code 28757 — Montreat town, NC Demographics & Data

ZIP code 28757 covers Montreat, NC in Buncombe County with a population of about 474.

At a glance, the area shows median age of 20.1 versus a U.S. median of about 38.9.

It sits in telephone area code 828; U.S. House district NC-11; the GREENVLL - SPART - ASHEVLL - AND media market.

Montreat, NC sits in a university / college context (near montreat college (0.7 mi)). Expect stronger interest in student housing, rentals, walkability, transit, and a younger adult age mix versus typical suburban ZIPs.

On socioeconomic markers, US5 shows a poverty rate of 0.0%; unemployment rate near 11.1%; 24.7% of adults with a bachelor’s degree or higher (about 9.0 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Manufacturing, Food services, and Education; about 10.0% of workers reporting work-from-home (about 5.2 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Housing tenure and rents show owner-occupancy near 47.6% (about 17.8 points below the national owner-occupancy rate (65.4%)).

FEMA’s National Risk Index rates natural-hazard risk for Montreat town, NC as Relatively Moderate (composite score 89.3), which is elevated versus much of the country. The strongest component scores on US5 are flood (91.7) and wildfire (80.6). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Montreat town, NC show little to no average snow and around 53.8 inches of annual precipitation.

IRS migration statistics show a net inflow of about 20 for ZIP 28757 (Montreat town, NC) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.