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Andrews town, NC

ZIP 28901 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 28901

Median Home Value
$170,500
Median Rent
$540
Affordability Snapshot
$47,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,095/mo PITI).

16%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.3x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

26.3 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 28901 in Andrews town, NC, a household would need roughly $47,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,095. That is about 20% above the local median household income ($39,299), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 21% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
81.2%+24% vs US avg
x
Vacancy Rate
20.7%+101% vs US avg
x
Broadband Access
78.5%-10% vs US avg
x
4+ Bedrooms
2.5%-83% vs US avg
x
Built Pre-1939
1.8%-86% vs US avg
x
Built Post-2014
0.8%-89% vs US avg
x
Rent Burden >30%
6.3%-87% vs US avg
x
Mortgage-Free
59.1%+55% vs US avg
x
$170,500
Home Value
$540
Rent
1985
Year Built
2008
Moved In

Residents have lived here since ~2008 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached64.9%
  • 1-unit attached1.3%
  • 2-9 units3.9%
  • 10+ units0.6%
  • Mobile home & other29.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$170,500
Median rent$540
Owner-occupied81.2%
Vacant20.7%
Price-to-income4.3x
Est. income to buy$47,000