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Carlisle town, SC

ZIP 29031 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 29031

Median Home Value
$96,500
Median Rent
$697
Affordability Snapshot
$27,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$620/mo PITI).

13%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

1.5x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

11.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 29031 in Carlisle town, SC, a household would need roughly $27,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $620. That sits below the local median household income ($64,583), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 15% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
75.9%+16% vs US avg
x
Vacancy Rate
15.4%+50% vs US avg
x
Broadband Access
75.6%-13% vs US avg
x
4+ Bedrooms
0.0%
x
Built Pre-1939
1.4%-89% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
13.6%-73% vs US avg
x
Mortgage-Free
73.0%+91% vs US avg
x
$96,500
Home Value
$697
Rent
1984
Year Built
2001
Moved In

Residents have lived here since ~2001 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached67.7%
  • 1-unit attached0.1%
  • 2-9 units0.0%
  • 10+ units0.0%
  • Mobile home & other32.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$96,500
Median rent$697
Owner-occupied75.9%
Vacant15.4%
Price-to-income1.5x
Est. income to buy$27,000