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Gilbert town, SC

ZIP 29054 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 29054

Median Home Value
$278,300
Median Rent
$685
Affordability Snapshot
$77,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,788/mo PITI).

9%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.1x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

33.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 29054 in Gilbert town, SC, a household would need roughly $77,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,788. That sits below the local median household income ($88,904), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 17% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
90.9%+39% vs US avg
x
Vacancy Rate
17.3%+68% vs US avg
x
Broadband Access
91.3%+5% vs US avg
x
4+ Bedrooms
5.2%-65% vs US avg
x
Built Pre-1939
1.4%-89% vs US avg
x
Built Post-2014
6.8%-1% vs US avg
x
Rent Burden >30%
22.0%-56% vs US avg
x
Mortgage-Free
45.0%+18% vs US avg
x
$278,300
Home Value
$685
Rent
1995
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached69.6%
  • 1-unit attached0.7%
  • 2-9 units0.0%
  • 10+ units0.1%
  • Mobile home & other29.6%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$278,300
Median rent$685
Owner-occupied90.9%
Vacant17.3%
Price-to-income3.1x
Est. income to buy$77,000