US5.com
  1. Home
  2. States
  3. South Carolina
  4. ZIP 29204
  5. Housing & Real Estate
Columbia city, SC

ZIP 29204 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 29204

Median Home Value
$185,800
Median Rent
$757
Affordability Snapshot
$51,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,194/mo PITI).

18%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.7x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

20.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 29204 in Columbia city, SC, a household would need roughly $51,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,194. That is roughly in line with the local median household income ($49,745). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 12% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
59.1%-10% vs US avg
x
Vacancy Rate
11.8%+15% vs US avg
x
Broadband Access
81.9%-6% vs US avg
x
4+ Bedrooms
2.2%-85% vs US avg
x
Built Pre-1939
9.4%-27% vs US avg
x
Built Post-2014
0.2%-97% vs US avg
x
Rent Burden >30%
29.0%-42% vs US avg
x
Mortgage-Free
35.6%-7% vs US avg
x
$185,800
Home Value
$757
Rent
1964
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached69.2%
  • 1-unit attached2.1%
  • 2-9 units13.3%
  • 10+ units14.4%
  • Mobile home & other1.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$185,800
Median rent$757
Owner-occupied59.1%
Vacant11.8%
Price-to-income3.7x
Est. income to buy$51,000