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Columbia city, SC

ZIP 29212 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 29212

Median Home Value
$222,200
Median Rent
$1,134
Affordability Snapshot
$61,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,427/mo PITI).

18%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.0x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

16.3 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 29212 in Columbia city, SC, a household would need roughly $61,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,427. That sits below the local median household income ($74,652), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
70.1%+7% vs US avg
x
Vacancy Rate
6.7%-35% vs US avg
x
Broadband Access
94.1%+8% vs US avg
x
4+ Bedrooms
5.3%-64% vs US avg
x
Built Pre-1939
0.4%-97% vs US avg
x
Built Post-2014
1.4%-80% vs US avg
x
Rent Burden >30%
17.1%-66% vs US avg
x
Mortgage-Free
35.2%-8% vs US avg
x
$222,200
Home Value
$1,134
Rent
1985
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached64.1%
  • 1-unit attached8.9%
  • 2-9 units9.4%
  • 10+ units14.3%
  • Mobile home & other3.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$222,200
Median rent$1,134
Owner-occupied70.1%
Vacant6.7%
Price-to-income3.0x
Est. income to buy$61,000