ZIP Code 29331 — Cross Anchor CDP, SC Demographics & Data

ZIP code 29331 covers Cross Anchor, SC in Spartanburg County with a population of about 89.

At a glance, the area shows median age of 74.0 versus a U.S. median of about 38.9.

It sits in telephone area code 864; U.S. House district SC-4; the GREENVLL - SPART - ASHEVLL - AND media market.

Cross Anchor, SC reads as a military / base-oriented community on US5’s intent model (elevated veteran share (25.8%) and/or base-related place names). Service members and families often look up Basic Allowance for Housing (BAH) rates, on-base mail (PSC / P.O. Box) addresses, and nearby ZIP demographics when relocating.

US5 shows 2026 DoD BAH locality rates for this ZIP’s Military Housing Area on this page (pay grade × with/without dependents). Treat the table as a planning reference and confirm entitlement with your finance office or the official DTMO BAH lookup.

On socioeconomic markers, US5 shows a poverty rate of 28.1%; unemployment rate near 0.0%.

Labor and commute patterns include leading industry context around Transportation; a mean commute of about 11.0 minutes (U.S. average near 26.8).

Median home value is about $92,600 — about 73% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 100.0% (about 34.6 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 29331 in Cross Anchor, SC, a household would need roughly $25,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $595. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Cross Anchor CDP, SC as Relatively Moderate (composite score 90.6), which is among the highest nationally. The strongest component scores on US5 are flood (92.7) and hurricane (81.2). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Cross Anchor CDP, SC show little to no average snow and around 45.3 inches of annual precipitation.

IRS migration statistics show a net inflow of about 4 for ZIP 29331 (Cross Anchor CDP, SC) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.