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Mount Pleasant town, SC

ZIP 29464 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLarge CommunityLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 29464

Median Home Value
$672,400
Median Rent
$1,832
Affordability Snapshot
$185,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$4,319/mo PITI).

21%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

6.3x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

30.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 29464 in Mount Pleasant town, SC, a household would need roughly $185,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $4,319. That is about 73% above the local median household income ($107,215), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 12% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
66.3%+1% vs US avg
x
Vacancy Rate
12.4%+21% vs US avg
x
Broadband Access
78.4%-10% vs US avg
x
4+ Bedrooms
6.2%-58% vs US avg
x
Built Pre-1939
1.1%-92% vs US avg
x
Built Post-2014
1.6%-76% vs US avg
x
Rent Burden >30%
31.2%-37% vs US avg
x
Mortgage-Free
33.3%-13% vs US avg
x
$672,400
Home Value
$1,832
Rent
1992
Year Built
2016
Moved In

Residents have lived here since ~2016 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached60.0%
  • 1-unit attached8.7%
  • 2-9 units10.3%
  • 10+ units20.3%
  • Mobile home & other0.6%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$672,400
Median rent$1,832
Owner-occupied66.3%
Vacant12.4%
Price-to-income6.3x
Est. income to buy$185,000