US5.com
  1. Home
  2. States
  3. South Carolina
  4. ZIP 29520
  5. Housing & Real Estate
Cheraw town, SC

ZIP 29520 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 29520

Median Home Value
$98,600
Median Rent
$522
Affordability Snapshot
$27,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$633/mo PITI).

15%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.4x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

15.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 29520 in Cheraw town, SC, a household would need roughly $27,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $633. That sits below the local median household income ($41,786), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 19% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
68.4%+5% vs US avg
x
Vacancy Rate
19.1%+86% vs US avg
x
Broadband Access
80.5%-8% vs US avg
x
4+ Bedrooms
1.1%-93% vs US avg
x
Built Pre-1939
6.5%-49% vs US avg
x
Built Post-2014
0.8%-88% vs US avg
x
Rent Burden >30%
27.7%-44% vs US avg
x
Mortgage-Free
58.4%+53% vs US avg
x
$98,600
Home Value
$522
Rent
1981
Year Built
2008
Moved In

Residents have lived here since ~2008 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached61.4%
  • 1-unit attached0.5%
  • 2-9 units9.2%
  • 10+ units1.6%
  • Mobile home & other27.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$98,600
Median rent$522
Owner-occupied68.4%
Vacant19.1%
Price-to-income2.4x
Est. income to buy$27,000