US5.com
  1. Home
  2. States
  3. South Carolina
  4. ZIP 29692
  5. Housing & Real Estate
Ware Shoals town, SC

ZIP 29692 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 29692

Median Home Value
$95,200
Median Rent
$510
Affordability Snapshot
$26,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$612/mo PITI).

14%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.2x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

15.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 29692 in Ware Shoals town, SC, a household would need roughly $26,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $612. That sits below the local median household income ($42,533), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 21% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
71.1%+9% vs US avg
x
Vacancy Rate
21.5%+109% vs US avg
x
Broadband Access
76.6%-12% vs US avg
x
4+ Bedrooms
2.3%-84% vs US avg
x
Built Pre-1939
5.4%-57% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
17.6%-65% vs US avg
x
Mortgage-Free
47.2%+23% vs US avg
x
$95,200
Home Value
$510
Rent
1970
Year Built
2008
Moved In

Residents have lived here since ~2008 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached65.0%
  • 1-unit attached1.9%
  • 2-9 units4.0%
  • 10+ units0.8%
  • Mobile home & other28.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$95,200
Median rent$510
Owner-occupied71.1%
Vacant21.5%
Price-to-income2.2x
Est. income to buy$26,000