ZIP Code 29715 — Fort Mill town, SC Demographics & Data

ZIP code 29715 covers Fort Mill, SC in York County with a population of about 43,855.

At a glance, the area shows median age of 38.3 (near the U.S. median).

It sits in telephone area codes 803, 839; U.S. House district SC-5; the CHARLOTTE media market.

Fort Mill, SC reads as a military / base-oriented community on US5’s intent model (base-related place names in city/county context). Service members and families often look up Basic Allowance for Housing (BAH) rates, on-base mail (PSC / P.O. Box) addresses, and nearby ZIP demographics when relocating.

US5 shows 2026 DoD BAH locality rates for this ZIP’s Military Housing Area on this page (pay grade × with/without dependents). Treat the table as a planning reference and confirm entitlement with your finance office or the official DTMO BAH lookup.

Median household income in ZIP 29715 is about $111,323 — about 48% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 3.9%; unemployment rate near 2.6%; 50.9% of adults with a bachelor’s degree or higher (about 17.1 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Finance and insurance, Healthcare, and Manufacturing; about 24.4% of workers reporting work-from-home (about 9.2 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $416,100 — about 20% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,362 (about 17% above the U.S. median rent ($1,163)), and owner-occupancy near 80.7% (about 15.3 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 29715 in Fort Mill, SC, a household would need roughly $115,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,673. That is roughly in line with the local median household income ($111,323). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Fort Mill town, SC as Relatively Moderate (composite score 88.7), which is elevated versus much of the country. The strongest component scores on US5 are flood (90.2) and hurricane (75.5). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Fort Mill town, SC show little to no average snow and around 42.4 inches of annual precipitation.

IRS migration statistics show a net inflow of about 1,753 for ZIP 29715 (Fort Mill town, SC) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.