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Ruby town, SC

ZIP 29741 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 29741

Median Home Value
$92,800
Median Rent
$575
Affordability Snapshot
$26,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$596/mo PITI).

13%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

1.8x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

13.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 29741 in Ruby town, SC, a household would need roughly $26,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $596. That sits below the local median household income ($51,875), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 17% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
88.2%+35% vs US avg
x
Vacancy Rate
16.6%+61% vs US avg
x
Broadband Access
75.7%-13% vs US avg
x
4+ Bedrooms
0.3%-98% vs US avg
x
Built Pre-1939
8.7%-32% vs US avg
x
Built Post-2014
0.7%-89% vs US avg
x
Rent Burden >30%
7.5%-85% vs US avg
x
Mortgage-Free
77.7%+103% vs US avg
x
$92,800
Home Value
$575
Rent
1979
Year Built
2003
Moved In

Residents have lived here since ~2003 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached58.2%
  • 1-unit attached0.2%
  • 2-9 units0.6%
  • 10+ units0.0%
  • Mobile home & other41.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$92,800
Median rent$575
Owner-occupied88.2%
Vacant16.6%
Price-to-income1.8x
Est. income to buy$26,000