US5.com
  1. Home
  2. States
  3. South Carolina
  4. ZIP 29845
  5. Housing & Real Estate
Plum Branch town, SC

ZIP 29845 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 29845

Median Home Value
$92,900
Median Rent
$660
Affordability Snapshot
$26,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$597/mo PITI).

14%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

1.6x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

11.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 29845 in Plum Branch town, SC, a household would need roughly $26,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $597. That sits below the local median household income ($57,100), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 32% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
79.2%+21% vs US avg
x
Vacancy Rate
31.7%+207% vs US avg
x
Broadband Access
82.7%-5% vs US avg
x
4+ Bedrooms
0.1%-99% vs US avg
x
Built Pre-1939
4.3%-67% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
8.8%-82% vs US avg
x
Mortgage-Free
78.4%+105% vs US avg
x
$92,900
Home Value
$660
Rent
1979
Year Built
2004
Moved In

Residents have lived here since ~2004 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached51.8%
  • 1-unit attached1.4%
  • 2-9 units1.3%
  • 10+ units0.0%
  • Mobile home & other45.6%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$92,900
Median rent$660
Owner-occupied79.2%
Vacant31.7%
Price-to-income1.6x
Est. income to buy$26,000