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Cumming city, GA

ZIP 30041 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLarge CommunityLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 30041

Median Home Value
$522,900
Median Rent
$1,707
Affordability Snapshot
$144,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$3,359/mo PITI).

14%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.7x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

25.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 30041 in Cumming city, GA, a household would need roughly $144,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,359. That is roughly in line with the local median household income ($141,825). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
86.6%+32% vs US avg
x
Vacancy Rate
5.6%-46% vs US avg
x
Broadband Access
97.8%+12% vs US avg
x
4+ Bedrooms
27.7%+87% vs US avg
x
Built Pre-1939
0.3%-98% vs US avg
x
Built Post-2014
2.2%-68% vs US avg
x
Rent Burden >30%
23.0%-54% vs US avg
x
Mortgage-Free
26.1%-32% vs US avg
x
$522,900
Home Value
$1,707
Rent
2002
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached84.5%
  • 1-unit attached6.4%
  • 2-9 units2.8%
  • 10+ units4.4%
  • Mobile home & other2.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$522,900
Median rent$1,707
Owner-occupied86.6%
Vacant5.6%
Price-to-income3.7x
Est. income to buy$144,000