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Cartersville city, GA

ZIP 30120 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 30120

Median Home Value
$276,200
Median Rent
$939
Affordability Snapshot
$76,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,774/mo PITI).

13%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.3x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

24.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 30120 in Cartersville city, GA, a household would need roughly $76,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,774. That is roughly in line with the local median household income ($83,892). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 10% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
74.8%+14% vs US avg
x
Vacancy Rate
10.3%-0% vs US avg
x
Broadband Access
83.8%-4% vs US avg
x
4+ Bedrooms
7.5%-49% vs US avg
x
Built Pre-1939
6.5%-49% vs US avg
x
Built Post-2014
5.3%-23% vs US avg
x
Rent Burden >30%
23.2%-53% vs US avg
x
Mortgage-Free
33.2%-13% vs US avg
x
$276,200
Home Value
$939
Rent
1990
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached81.6%
  • 1-unit attached4.9%
  • 2-9 units6.0%
  • 10+ units1.9%
  • Mobile home & other5.6%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$276,200
Median rent$939
Owner-occupied74.8%
Vacant10.3%
Price-to-income3.3x
Est. income to buy$76,000