ZIP Code 30420 — Cobbtown city, GA Demographics & Data

ZIP code 30420 covers Cobbtown, GA in Candler County with a population of about 1,521.

At a glance, the area shows median age of 54.9 versus a U.S. median of about 38.9.

It sits in telephone area code 912; U.S. House district GA-12; the SAVANNAH media market.

Cobbtown, GA fits a retirement-oriented profile (high share of residents 65+ (42.0%)). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 30420 is about $38,958 — about 48% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 22.8%; unemployment rate near 12.6%; 13.1% of adults with a bachelor’s degree or higher (about 20.6 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Transportation, and Construction; about 0.5% of workers reporting work-from-home (about 14.7 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $148,000 — about 57% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $565 (about 51% below the U.S. median rent ($1,163)), and owner-occupancy near 66.3% (roughly in line with the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 30420 in Cobbtown, GA, a household would need roughly $41,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $951. That is roughly in line with the local median household income ($38,958). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Cobbtown city, GA as Very Low (composite score 11.6), which is relatively lower than many U.S. communities. The strongest component scores on US5 are hurricane (78.3) and wildfire (35.1). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Cobbtown city, GA show little to no average snow and around 47.2 inches of annual precipitation.

IRS migration statistics show a net inflow of about 67 for ZIP 30420 (Cobbtown city, GA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.