ZIP Code 30445 — Mount Vernon city, GA Demographics & Data

ZIP code 30445 covers Mount Vernon, GA in Montgomery County with a population of about 3,360.

At a glance, the area shows median age of 33.8 versus a U.S. median of about 38.9.

It sits in telephone area code 912; U.S. House district GA-12; the SAVANNAH media market.

Mount Vernon, GA sits in a university / college context (near brewton-parker college (1.5 mi)). Expect stronger interest in student housing, rentals, walkability, transit, and a younger adult age mix versus typical suburban ZIPs.

Median household income in ZIP 30445 is about $36,415 — about 52% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 28.1%; unemployment rate near 13.4%; 15.3% of adults with a bachelor’s degree or higher (about 18.4 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Education, Transportation, and Healthcare; about 11.0% of workers reporting work-from-home (about 4.2 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $91,200 — about 74% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $383 (about 67% below the U.S. median rent ($1,163)), and owner-occupancy near 67.1% (about 1.7 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 30445 in Mount Vernon, GA, a household would need roughly $25,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $586. That sits below the local median household income ($36,415), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Mount Vernon city, GA as Very Low (composite score 7.8), which is relatively lower than many U.S. communities. The strongest component scores on US5 are hurricane (70.5) and wildfire (37.1). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Mount Vernon city, GA show little to no average snow and around 50.9 inches of annual precipitation.

IRS migration statistics show a net inflow of about 148 for ZIP 30445 (Mount Vernon city, GA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.