ZIP Code 30525 — Clayton city, GA Demographics & Data

ZIP code 30525 covers Clayton, GA in Rabun County with a population of about 7,265.

At a glance, the area shows median age of 48.6 versus a U.S. median of about 38.9.

It sits in telephone area codes 706, 762; U.S. House district GA-9; the ATLANTA media market.

Median household income in ZIP 30525 is about $58,374 — about 22% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 15.3%; unemployment rate near 1.8%; 27.8% of adults with a bachelor’s degree or higher (about 5.9 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Construction, Manufacturing, and Retail trade; about 16.9% of workers reporting work-from-home (about 1.7 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $267,100 — about 23% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $717 (about 38% below the U.S. median rent ($1,163)), and owner-occupancy near 77.7% (about 12.3 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 30525 in Clayton, GA, a household would need roughly $74,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,716. That is about 27% above the local median household income ($58,374), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Clayton city, GA as Relatively Low (composite score 45.3), which is near the middle of the national distribution. The strongest component scores on US5 are wildfire (64.1) and hurricane (61.6). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Clayton city, GA show little to no average snow and around 71.7 inches of annual precipitation.

IRS migration statistics show a net inflow of about 320 for ZIP 30525 (Clayton city, GA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.