ZIP Code 30623 — Bostwick city, GA Demographics & Data

ZIP code 30623 covers Bostwick, GA in Morgan County with a population of about 153.

At a glance, the area shows median age of 46.3 versus a U.S. median of about 38.9.

It sits in telephone area codes 706, 762; U.S. House district GA-10; the ATLANTA media market.

Median household income in ZIP 30623 is about $92,917 — about 24% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 2.0%; unemployment rate near 0.0%; 30.9% of adults with a bachelor’s degree or higher (about 2.8 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Education, Administrative support, and Agriculture; about 7.7% of workers reporting work-from-home (about 7.5 points below the U.S. share (15.2%)); a mean commute of about 48.0 minutes (U.S. average near 26.8).

Median home value is about $403,600 — about 16% above the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 90.7% (about 25.3 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 30623 in Bostwick, GA, a household would need roughly $111,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,593. That is about 19% above the local median household income ($92,917), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Bostwick city, GA as Very Low (composite score 19.4), which is relatively lower than many U.S. communities. The strongest component scores on US5 are hurricane (57.4) and flood (38.4). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Bostwick city, GA show little to no average snow and around 47.8 inches of annual precipitation.

IRS migration statistics show a net inflow of about 7 for ZIP 30623 (Bostwick city, GA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.