ZIP Code 30742 — Fort Oglethorpe city, GA Demographics & Data

ZIP code 30742 covers Fort Oglethorpe, GA in Catoosa County with a population of about 7,749.

At a glance, the area shows median age of 40.6 versus a U.S. median of about 38.9.

It sits in telephone area codes 706, 762; U.S. House district GA-14; the CHATTANOOGA media market.

Fort Oglethorpe, GA reads as a military / base-oriented community on US5’s intent model (base-related place names in city/county context). Service members and families often look up Basic Allowance for Housing (BAH) rates, on-base mail (PSC / P.O. Box) addresses, and nearby ZIP demographics when relocating.

US5 shows 2026 DoD BAH locality rates for this ZIP’s Military Housing Area on this page (pay grade × with/without dependents). Treat the table as a planning reference and confirm entitlement with your finance office or the official DTMO BAH lookup.

Median household income in ZIP 30742 is about $46,473 — about 38% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 11.6%; unemployment rate near 7.4%; 17.7% of adults with a bachelor’s degree or higher (about 16.0 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Retail trade, Healthcare, and Transportation; about 4.7% of workers reporting work-from-home (about 10.5 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $184,800 — about 47% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $761 (about 35% below the U.S. median rent ($1,163)), and owner-occupancy near 36.2% (about 29.2 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 30742 in Fort Oglethorpe, GA, a household would need roughly $51,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,187. That is roughly in line with the local median household income ($46,473). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Fort Oglethorpe city, GA as Relatively Low (composite score 64.6), which is near the middle of the national distribution. The strongest component scores on US5 are flood (65.0) and hurricane (47.0). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Fort Oglethorpe city, GA show little to no average snow and around 56.5 inches of annual precipitation.

IRS migration statistics show a net inflow of about 342 for ZIP 30742 (Fort Oglethorpe city, GA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.