ZIP Code 31065 — Montrose town, GA Demographics & Data

ZIP code 31065 covers Montrose, GA in Laurens County with a population of about 1,714.

At a glance, the area shows median age of 50.7 versus a U.S. median of about 38.9.

It sits in telephone area code 478; U.S. House district GA-12; the MACON media market.

Median household income in ZIP 31065 is about $59,813 — about 20% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 13.0%; unemployment rate near 1.6%; 6.0% of adults with a bachelor’s degree or higher (about 27.7 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Manufacturing, Administrative support, and Retail trade; a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $231,800 — about 33% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $752 (about 35% below the U.S. median rent ($1,163)), and owner-occupancy near 70.8% (about 5.3 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 31065 in Montrose, GA, a household would need roughly $64,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,489. That is roughly in line with the local median household income ($59,813). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Montrose town, GA as Relatively Low (composite score 50.5), which is near the middle of the national distribution. The strongest component scores on US5 are hurricane (78.6) and wildfire (65.7). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Montrose town, GA show little to no average snow and around 47.3 inches of annual precipitation.

IRS migration statistics show a net inflow of about 76 for ZIP 31065 (Montrose town, GA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.