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Oglethorpe city, GA

ZIP 31068 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Low Income AreaLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 31068

Median Home Value
$68,100
Median Rent
$391
Affordability Snapshot
$19,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$437/mo PITI).

19%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.8x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

14.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 31068 in Oglethorpe city, GA, a household would need roughly $19,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $437. That sits below the local median household income ($24,722), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 17% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
60.4%-8% vs US avg
x
Vacancy Rate
16.8%+63% vs US avg
x
Broadband Access
70.5%-19% vs US avg
x
4+ Bedrooms
3.3%-78% vs US avg
x
Built Pre-1939
4.1%-68% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
29.3%-41% vs US avg
x
Mortgage-Free
76.5%+100% vs US avg
x
$68,100
Home Value
$391
Rent
1985
Year Built
2009
Moved In

Residents have lived here since ~2009 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached52.5%
  • 1-unit attached1.0%
  • 2-9 units4.4%
  • 10+ units1.4%
  • Mobile home & other40.6%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$68,100
Median rent$391
Owner-occupied60.4%
Vacant16.8%
Price-to-income2.8x
Est. income to buy$19,000