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Unadilla city, GA

ZIP 31091 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 31091

Median Home Value
$84,100
Median Rent
$377
Affordability Snapshot
$23,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$540/mo PITI).

9%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

1.6x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

18.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 31091 in Unadilla city, GA, a household would need roughly $23,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $540. That sits below the local median household income ($51,429), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 22% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
79.3%+21% vs US avg
x
Vacancy Rate
22.5%+118% vs US avg
x
Broadband Access
66.5%-24% vs US avg
x
4+ Bedrooms
1.0%-93% vs US avg
x
Built Pre-1939
0.1%-99% vs US avg
x
Built Post-2014
1.7%-75% vs US avg
x
Rent Burden >30%
8.2%-84% vs US avg
x
Mortgage-Free
62.3%+63% vs US avg
x
$84,100
Home Value
$377
Rent
1981
Year Built
2005
Moved In

Residents have lived here since ~2005 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached65.0%
  • 1-unit attached0.0%
  • 2-9 units6.0%
  • 10+ units1.2%
  • Mobile home & other27.7%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$84,100
Median rent$377
Owner-occupied79.3%
Vacant22.5%
Price-to-income1.6x
Est. income to buy$23,000