ZIP Code 31309 — undefined, GA Demographics & Data

ZIP code 31309 covers GA in Liberty County with a population of about 508.

At a glance, the area shows median age of 46.5 versus a U.S. median of about 38.9.

It sits in telephone area code 912; U.S. House district GA-1; the SAVANNAH media market.

Median household income in ZIP 31309 is about $62,500 — about 17% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 20.7%; unemployment rate near 3.7%; 18.3% of adults with a bachelor’s degree or higher (about 15.4 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Retail trade, Education, and Construction; about 8.9% of workers reporting work-from-home (about 6.3 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $84,200 — about 76% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 84.1% (about 18.7 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 31309 in GA, a household would need roughly $23,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $541. That sits below the local median household income ($62,500), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for GA as Relatively Moderate (composite score 83.0), which is elevated versus much of the country. The strongest component scores on US5 are hurricane (96.9) and wildfire (76.1). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for GA show little to no average snow and around 51.0 inches of annual precipitation.

IRS migration statistics show a net inflow of about 22 for ZIP 31309 (GA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.