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ZIP 31310
Housing & Real Estate

ZIP 31310 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle Class

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 31310

Median Home Value

$226,400

Median Rent

$807

Affordability Snapshot

$62,000

Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,454/mo PITI).

14%

Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.4x

Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

23.4 yrs

Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 31310, a household would need roughly $62,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,454. That is roughly in line with the local median household income ($66,902). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 22% — check local market conditions.

Heating Fuel

Housing Metrics

Owner Occupied

60.9%-7% vs US avg

Vacancy Rate

22.2%+115% vs US avg

Broadband Access

93.7%+8% vs US avg

4+ Bedrooms

5.0%-66% vs US avg

Built Pre-1939

0.0%

Built Post-2014

0.0%

Rent Burden >30%

19.8%-60% vs US avg

Mortgage-Free

31.3%-18% vs US avg

$226,400

Home Value

$807

Rent

1988

Year Built

2017

Moved In

Residents have lived here since ~2017 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

1-unit detached61.9%
1-unit attached2.1%
2-9 units6.9%
10+ units1.2%
Mobile home & other28.0%

ZIP 31310 — Housing & Real Estate

Housing & Real Estate in ZIP Code 31310

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