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Ludowici city, GA

ZIP 31316 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 31316

Median Home Value
$206,500
Median Rent
$763
Affordability Snapshot
$57,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,327/mo PITI).

13%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.0x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

22.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 31316 in Ludowici city, GA, a household would need roughly $57,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,327. That sits below the local median household income ($68,006), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
70.7%+8% vs US avg
x
Vacancy Rate
7.5%-27% vs US avg
x
Broadband Access
91.6%+5% vs US avg
x
4+ Bedrooms
6.9%-54% vs US avg
x
Built Pre-1939
2.8%-78% vs US avg
x
Built Post-2014
7.1%+3% vs US avg
x
Rent Burden >30%
8.5%-83% vs US avg
x
Mortgage-Free
33.9%-11% vs US avg
x
$206,500
Home Value
$763
Rent
2002
Year Built
2016
Moved In

Residents have lived here since ~2016 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached64.8%
  • 1-unit attached0.4%
  • 2-9 units6.4%
  • 10+ units0.2%
  • Mobile home & other28.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$206,500
Median rent$763
Owner-occupied70.7%
Vacant7.5%
Price-to-income3.0x
Est. income to buy$57,000