ZIP Code 31404 — Savannah city, GA Demographics & Data

ZIP code 31404 covers Savannah, GA in Chatham County with a population of about 30,749.

At a glance, the area shows median age of 35.6 versus a U.S. median of about 38.9.

It sits in telephone area code 912; U.S. House district GA-1; the SAVANNAH media market.

Savannah, GA sits in a university / college context (near savannah state university (2.0 mi)). Expect stronger interest in student housing, rentals, walkability, transit, and a younger adult age mix versus typical suburban ZIPs.

Median household income in ZIP 31404 is about $49,805 — about 34% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 20.0%; unemployment rate near 6.5%; 28.4% of adults with a bachelor’s degree or higher (about 5.3 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Retail trade, Food services, and Healthcare; about 12.5% of workers reporting work-from-home (about 2.7 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $193,100 — about 45% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $931 (about 20% below the U.S. median rent ($1,163)), and owner-occupancy near 47.9% (about 17.5 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 31404 in Savannah, GA, a household would need roughly $53,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,240. That is roughly in line with the local median household income ($49,805). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Savannah city, GA as Relatively High (composite score 97.4), which is among the highest nationally. The strongest component scores on US5 are hurricane (99.4) and wildfire (92.4). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Savannah city, GA show little to no average snow and around 48.1 inches of annual precipitation.

IRS migration statistics show a net inflow of about 1,357 for ZIP 31404 (Savannah city, GA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.