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ZIP 31521 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Low Income Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 31521

Median Home Value
$72,100
Median Rent
$613
Affordability Snapshot
$20,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$463/mo PITI).

22%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.1x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

9.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 31521, a household would need roughly $20,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $463. That sits below the local median household income ($34,114), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 19% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
27.1%-59% vs US avg
x
Vacancy Rate
19.4%+88% vs US avg
x
Broadband Access
65.4%-25% vs US avg
x
4+ Bedrooms
1.9%-87% vs US avg
x
Built Pre-1939
18.6%+45% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
33.7%-32% vs US avg
x
Mortgage-Free
70.3%+84% vs US avg
x
$72,100
Home Value
$613
Rent
1954
Year Built
2017
Moved In

Residents have lived here since ~2017 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached76.8%
  • 1-unit attached2.2%
  • 2-9 units7.7%
  • 10+ units10.5%
  • Mobile home & other2.8%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$72,100
Median rent$613
Owner-occupied27.1%
Vacant19.4%
Price-to-income2.1x
Est. income to buy$20,000